Service For You
and Your Client

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The expertise provided by BGA staff in the group employee benefits and individual health markets enables you to provide the most appropriate products for your clients’ needs. Our service starts with the quoting process continuing through to the renewal.  As always, all of our services and technology are completely free to brokers who write their business through BGA. Carriers pay us via overrides without impacting your commissions or your clients’ rates.

 
bonus-iconBroker Contests & Bonuses
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Products

Individual Services

  • Web-based Quoting System or personal quote assistance
  • Underwriting Assistance / Application Status Updates
  • Ongoing Customer Service
  • Health, Dental, Vision, Short-Term Medical and Medicare Products

Medicare Services

  • Medicare Advantage, Part D and Medicare Supplements
  • Our proprietary Medicare quoting engine, giving you the ability to compare and contrast MAPD and Medicare supplement products in Arizona
  • Our library of compliant Medicare marketing resources
  • Marketing resources and personal assistance for educational and sales events
  • Medicare Advantage, Part D, and Medicare Supplement plans from top carriers in the Arizona marketplace
  • A full lineup of ancillary products to complement your existing senior market portfolio, including dental, vision, and final expense products
  • True “one-stop” service for all your senior products – no more batch sheets, bounced faxes, or time wasted trying to request status or audit commissions from different insurance carriers

Group Services

  • Sales and Consulting Expertise available to assist you
  • After-sale service and employer visits at your discretion
  • Quoting and expediting groups through underwriting
  • Group Medical, Dental, Vision, Life, Short-Term Disability & Long-Term Disability
  • Also available: COBRA Administration; Human Resource Websites
  • Comprehensive Benefit Statements, etc.

Individual Services

  • Web-based Quoting System or personal quote assistance
  • Underwriting Assistance / Application Status Updates
  • Ongoing Customer Service
  • Health, Dental, Vision, Short-Term Medical and Medicare Products

Medicare Services

  • Medicare Advantage, Part D and Medicare Supplements
  • Our proprietary Medicare quoting engine, giving you the ability to compare and contrast MAPD and Medicare supplement products in Arizona
  • Our library of compliant Medicare marketing resources
  • Marketing resources and personal assistance for educational and sales events
  • Medicare Advantage, Part D, and Medicare Supplement plans from top carriers in the Arizona marketplace
  • A full lineup of ancillary products to complement your existing senior market portfolio, including dental, vision, and final expense products
  • True “one-stop” service for all your senior products – no more batch sheets, bounced faxes, or time wasted trying to request status or audit commissions from different insurance carriers

Group Services

  • Sales and Consulting Expertise available to assist you
  • After-sale service and employer visits at your discretion
  • Quoting and expediting groups through underwriting
  • Group Medical, Dental, Vision, Life, Short-Term Disability & Long-Term Disability
  • Also available: COBRA Administration; Human Resource Websites
  • Comprehensive Benefit Statements, etc.

The services offered to you and your clients do not impact the amount your client pays or the amount of commissions you earn. Premiums are the same as if you went directly to the carrier. Full agent’s commission is paid when the business is written through carriers that pay us an override. A few carriers require a commission split, check with your AE for specifics. Please note: information shown is provided by the carriers and is subject to revision as necessary. Also, this information does not reflect commissions that are individually negotiated.

At Black, Gould and Associates, Inc. we are continuously searching for new ways to reward those with whom we do business; the agents and agencies whose partnership we hold to the highest value. Our Key Producers Club is designed with that in mind. By reaching higher levels within the program, our brokers earn gift cards in various amounts.

The awards are provided based on the attainment of one of the five levels within the Key Producers’ Club and are based on annual commissions paid through BGA, as follows for 2026:

Key Producer Level Annual Commissions
Bronze $60,000 – $100,000
Silver $100,000 – $150,000
Gold $150,000 – $225,000
Platinum $225,000 – $350,000
Diamond $350,000 +

Your Account Executives, together with our Marketing Department, stand ready to discuss and implement strategies to help you grow.

Please note all awards are considered taxable income and reported on the commissionable recipients’ FORM 1099-MISC.

Ready to Partner with BGA?

Take the next step and discover how our team, tools, and support can help you grow faster and win in your community.